Friday, 23 September 2011

what is loan

what is loan..?


An arrangement in which a lender gives money or property to a borrower, and the borrower agrees to return the property or repay the money, usually along with interest, at some future point in time.A loan is a financial transaction in which one party ,the lender agrees to give another party,the borrower a specific amount of money which must be paid back in full.
What is the difference between all the kinds of loans?
Bad credit loans
Tips on taking out a loan
Secured loan
Repayment tips
Interest rates
Dealing with debt
About credit history
Loans and motoring
Loans for the home
Loans and travel
Special occasions
Loans glossary.In these market conditions, banks and lenders have been mandated by the govern- ment to do everything they can to work out a payment plan with their borrowers. This is a great thing for today's borrowers especially for those who are running late on their pay- ments or are having trouble making them on time.loan modification is an adjustment to the original terms agreed upon by the lender and the borrower, there are three areas that can be adjusted, they are: Interest rates, principal owed and length of the loan. The outstanding principal owed is the one area a lender is least likely to want to modify, but in some cases they must negotiate this area with the borrower to make a modification work.

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